What is your first name?

What is your last name?

During the process of ________, the owner may abandon the property because the rents that can be collected are less than the costs involved in upkeep.

urban blight

filtering

gentrification

blockbusting

redlining

---

A process by which banks designate an area within which they refuse to lend money for improvements is

blockbusting.

filtering.

gentrification.

redlining.

zoning.

---

Public housing is

low-income government-owned housing.

a conversion of low-income housing to middle-class housing.

illegally established low-income housing.

housing that has changed from single-family owner occupancy to abandonment.

buildings housing public services, such as government agencies.

---

Gentrification

is the process by which lower-class people move into deteriorated middle-income neighborhoods and subdivide the housing.

allows lower income families to remain in their homes through public subsidies.

is the process by which upper-class people move into deteriorated middle-income neighborhoods and subdivide the housing so that lower-income people can move in.

has almost no influence on housing prices and taxes.

is the process by which middle-class people move into deteriorated inner-city neighborhoods and renovate the housing.

---

Megalopolis refers to

central cities.

adjacent, overlapping Metropolitan Statistical Areas.

consolidated Metropolitan Statistical Areas and their CBDs.

central cities plus urbanized areas.

regional government federation.

---

The underclass is characterized in part by high rates of

drug addiction and illiteracy.

employment and illiteracy.

fire protection and police protection.

literacy and education.

social mobility and government services.

---

In U.S. cities, the underclass is largely

dispersed throughout the city.

clustered in suburbs.

distributed even between the suburbs and the city.

clustered in inner-city neighborhoods.

distributed across the commuter zone.

---

Compared to whites, African Americans in U.S. cities are more likely to be

distributed uniformly in the city.

distributed across the commuters zone.

clustered in suburbs.

clustered in inner-city neighborhoods.

dispersed throughout the city.

---

Most people are homeless because they

cannot afford medicine and lack a middle-class source of income, usually because of mental illness, pregnancy, and family problems.

fail to achieve the level of survival of the fittest as prescribed by social Darwinism.

cannot afford housing and lack a regular source of income, perhaps because of job loss, mental illness, or family problems.

cannot afford a college education, which is required in order to obtain and maintain a steady job in the United States.

are lazy or lack the kind of work ethic that wealthy people have

---

U.S. inner cities face fiscal problems because

federal and state funds are available.

middle-class families are attracted there.

redlining is no longer legal.

low-income people are concentrated there.

blockbusting has strengthened ethnic neighborhoods.

---

Because so few people live in the CBD, urban areas are characterized by a high degree of

skyscrapers.

commuting.

restrictive zoning.

threshold.

blockbusting.

---

The process of legally adding land area to a city in the United States is

defined by urbanized area.

an application of eminent domain.

annexation.

accreditation.

zoning.

---